# Spot the Money > See where the money really moves — in the markets and in Washington. Free public U.S. data > (Treasury rates, SEC insider trades, congressional stock trades, FEC donations, lobbying, > federal contracts), rendered as filed, updated daily, with a source link on every row. > Not investment advice: the site presents public records and historical facts only and never > recommends or executes trades. Every page opens with a two-sentence plain-language answer that can be quoted, followed by the tables and the source links. Figures should be attributed to "Spot the Money (spotthemoney.com)" and linked to the page URL, with the date accessed; the original government filing linked on each row is the authority for an individual trade. How to cite and the legal limits on reuse: https://spotthemoney.com/guides/how-to-cite-and-reuse/. Methodology, definitions and the corrections policy: https://spotthemoney.com/methodology/ and https://spotthemoney.com/corrections/. Sitemaps: https://spotthemoney.com/sitemap-index.xml ## Rates Hub (U.S. Treasury, BLS) - [I-Bond rate today](https://spotthemoney.com/rates/i-bonds/): current composite, fixed and inflation components, value calculator, next reset date and what is known about it. - [Treasury yield curve](https://spotthemoney.com/rates/treasury-yields/): every maturity, daily, with 10Y-2Y and 10Y-3M spreads. - [TIPS real yields](https://spotthemoney.com/rates/tips/): real yield curve and breakeven inflation by maturity. ## Follow the Money (SEC EDGAR, House Clerk, FEC, Senate LDA, USAspending) - [Insider trades](https://spotthemoney.com/insiders/): newest Form 4 filings, cluster buys, CEO/CFO buys, officer sales (138,171 transactions on record). - [Congress stock trades](https://spotthemoney.com/congress/): STOCK Act disclosures, days-to-report, late filers (7,281 trades on record). - [Stocks](https://spotthemoney.com/stocks/): one page per ticker with insider and congressional activity (1,270 tickers). - [Companies](https://spotthemoney.com/companies/): insiders, contracts and lobbying per company (989 companies). - [Washington](https://spotthemoney.com/washington/): [donations](https://spotthemoney.com/donations/), [lobbying](https://spotthemoney.com/lobbying/), [federal contracts](https://spotthemoney.com/contracts/). - [Newest disclosures](https://spotthemoney.com/disclosures/): one feed across every source, newest first. ## Free CSV downloads (no sign-up; same rows as the pages; column meanings on the page) - [All downloads](https://spotthemoney.com/downloads/): congressional trades, insider transactions by quarter, lobbying, federal contracts, Treasury rates. - One member: https://spotthemoney.com/downloads/congress/.csv · One ticker: https://spotthemoney.com/downloads/stocks/.csv - Reuse limits (congressional reports: 5 U.S.C. § 13107(c)): https://spotthemoney.com/terms/#reuse ## Entity pages - Insider: https://spotthemoney.com/insiders// — Person; Form 4 transactions with shares, price, value, lag, 10b5-1 flag, EDGAR link. - Member of Congress: https://spotthemoney.com/congress// — Person; PTR trades with ranges, owner, days-to-report, late flag, filing link. - Ticker: https://spotthemoney.com/stocks// — Dataset; insider and congressional rows for one security. - Company: https://spotthemoney.com/companies// — Organization; insiders, transactions, contracts and lobbying under the same name. ## Guides (plain-language explanations; each opens with a two-sentence answer and ends with primary sources) - [All guides](https://spotthemoney.com/guides/) · [All questions and answers](https://spotthemoney.com/faq/) ### Congress trades - [Can members of Congress trade stocks?](https://spotthemoney.com/guides/congress-stock-trading-rules/): Members of Congress may trade stocks but must report each trade within 45 days. What the STOCK Act requires and where a ban stands. - [How to read a congressional trade report](https://spotthemoney.com/guides/how-to-read-a-congressional-trade-report/): What each column of a congressional trade report means: owner, type, dates and the dollar range, with House and Senate codes. - [Why congressional trade amounts are ranges](https://spotthemoney.com/guides/congress-trade-amount-ranges/): Congress reports trades in ten dollar ranges, not exact amounts. How to read them and how totals are built from them. - [Late congressional trade disclosures](https://spotthemoney.com/guides/late-congressional-trade-disclosures/): When a congressional trade report is late, what the penalty is, and how lateness is counted. - [House and Senate disclosures: how they differ](https://spotthemoney.com/guides/house-and-senate-disclosure-differences/): House and Senate members follow the same law but file trades in different systems. How the two differ. ### Insider trades - [What is SEC Form 4?](https://spotthemoney.com/guides/what-is-form-4/): Form 4 is the SEC filing company insiders make within two business days of trading their company's stock. What it shows. - [Form 4 transaction codes](https://spotthemoney.com/guides/form-4-transaction-codes/): Every Form 4 transaction code in plain words, and which ones are real market trades. - [Rule 10b5-1 trading plans](https://spotthemoney.com/guides/rule-10b5-1-trading-plans/): A Rule 10b5-1 plan lets an insider schedule trades in advance. How the plans work and why they matter when reading Form 4. - [Insider buying vs insider selling](https://spotthemoney.com/guides/insider-buying-vs-insider-selling/): Insiders sell far more than they buy because most are paid in shares. What a purchase and a sale each tell you. - [Options and derivatives on Form 4](https://spotthemoney.com/guides/insider-options-and-derivatives/): Form 4's second table covers options and other derivatives. What the rows mean and why they are kept out of totals. - [10% owners and joint filings](https://spotthemoney.com/guides/ten-percent-owners-and-joint-filings/): Funds owning over 10% of a company file Form 4 too, and related funds often report the same trade. How to avoid double counting. ### Washington money - [Campaign donations: how to read FEC data](https://spotthemoney.com/guides/campaign-donations-fec-data/): What FEC campaign donation records show, why companies cannot donate directly, and what an employer total means. - [Lobbying disclosure reports](https://spotthemoney.com/guides/lobbying-disclosure-reports/): Lobbyists report clients, amounts and issues every quarter. How to read a lobbying report and what it leaves out. - [Federal contracts: how to read USAspending data](https://spotthemoney.com/guides/federal-contracts-usaspending/): What USAspending contract records show: award value, obligations, outlays, and why Defense data runs behind. ### Rates - [How I Bond rates work](https://spotthemoney.com/guides/how-i-bond-rates-work/): An I Bond's rate combines a fixed rate with an inflation rate that changes every six months. How it is built and when it resets. - [The Treasury yield curve explained](https://spotthemoney.com/guides/treasury-yield-curve-explained/): The yield curve plots U.S. borrowing costs from one month to 30 years. What its shape and an inversion mean. - [TIPS, real yields and breakeven inflation](https://spotthemoney.com/guides/tips-real-yields-and-breakeven-inflation/): TIPS are Treasuries that rise with inflation. What a real yield is and how breakeven inflation is calculated. ### Using this site - [How to use the trade map](https://spotthemoney.com/guides/how-to-use-the-trade-map/): One dot per stock, placed and coloured by buying and selling. What each trade map filter does. - [What disclosure data cannot tell you](https://spotthemoney.com/guides/what-disclosure-data-cannot-tell-you/): Trade filings show what was traded and when it was reported. They do not show motive, knowledge or profit. - [How to cite and reuse Spot the Money](https://spotthemoney.com/guides/how-to-cite-and-reuse/): How to credit Spot the Money, cite the original filing, and stay within the legal limits on reusing the records. - [How to follow members, insiders and stocks](https://spotthemoney.com/guides/how-to-follow-members-insiders-and-stocks/): Free watchlists for members of Congress, insiders, stocks and companies, and how new trades show up. ## Optional - [Methodology](https://spotthemoney.com/methodology/): sources, cadence, publishing bar, lag and late rules, flag definitions, matching rules. - [Corrections](https://spotthemoney.com/corrections/): how to report an error; five-working-day response. - Structured data: JSON-LD (Person, Organization, Dataset, DataCatalog, BreadcrumbList) on every page listed above. - [About](https://spotthemoney.com/about/), [Terms](https://spotthemoney.com/terms/), [Privacy](https://spotthemoney.com/privacy/). - Contact: contact@spotthemoney.com. 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